Pricing

Everything you need
to spend less

No matter where you are in your growth or the world, Incard is designed to save you time and money.

Monthly
YearlySave 15%
SAVE AN AVERAGE OF 5%

Basic

£29 per month

Just launched? Get fast, simple financial services tailored for e-commerce, with smart spend controls and exclusive deals to help you boost profits.

Plastic CardOnly plastic cards included
Essentials features:
Multi-currency business accounts
x1 Cashback on Advertising, no caps
Real-time cash flow insights
Seamless accounting software sync
Access to exclusive SaaS deals through our Marketplace

Compare plans

Basic

£29per month

For startups finding their stride

No-fee international transfers

For transfer outside of this allowance a min £5 fee for SHA and £20 for OUR

-

No fee local transfers

For transfer outside of this allowance a £0.30 fee applies

50

Borderless accounts

Receive GBP, USD and EUR as a local

Local account details for GBP, EUR, USD transfers

Smoother payment experience with local payments

SWIFT account details

Send and receive money worldwide

Transfers to Incard accounts

Instant and fee-free

Recurring and scheduled payments

Never miss bill or salary payment

Currency exchange at market rate

0.6% fee for anything over this allowance. 1% fee for exchange outside market hours

-

Hold GBP, EUR, USD and exchange 30+ currencies for international transfers

Setup multiple accounts, and send money as a local worldwide

Metal cards

Outside of your plan allowance, a £69 fee will applies per card

-

Plastic company cards

Outside of your plan allowance, a £9.99 fee will applies per card

1 Classic

Virtual company cards

Outside of your plan allowance, a £2 fee will applies per extra card/month

5

Card spending limit

GBP, EUR, USD per card/month

£30,000

ATM withdrawals

A 2% fee will apply for local ATM withdrawals and a 2.5% fee will apply for international ATM withdrawals

Spend in 150+ currencies

Available worldwide, a 1% markup on VISA rate will apply

Additional users

Outside of your plan allowance, a £12 fee will applies per extra user/month

Up to 2

Set user roles

Admin, Manager, Analyst, View only

Account access

Control access for individual account

Custom spending limits

Control card creation and limits

Multi-company accounts

User access from multiple business account

AP automation with invoice/receipt extraction (OCR)

-

Pay bill same day or schedule at due date using Incard business account intelligent tracker

-

Incard Flex - Extended payment terms

Fees will applies depending on the repayment timeframe, which can be 30, 60 or 90 days

-

Advertising spend

x1

Recurring software

-

Rideshare

-

Travel

-

Lifestyle

-

Cash

No limit on the amount you can earn

0.50%

1,000+ banking integrations

Integrates your e-commerce platforms

Outside of your plan allowance, a £5 fee will applies per extra connection/month

-

Stripe, PayPal, Shopify Payments integrations

-

Cash Advance Limit

Get instant payout from your payment process to scale your marketing campaign

-

Cash Advance Fees

-

Aggregated view of multiple Shopify and Amazon stores

-

Sales trend analysis data

-

Meta, Google and TikTok ads connections

-

In-person events and webinars

-

Categories rules and accounting code

Xero, Quickbooks integration bank feed

Auto-collect and match receipt

-

24/7 support (Email & Chat)

Dedicated account manager

-

Available on iOS app and web

Android is coming soon

100+ exclusive perks with partners

Exclusive Airport Lounge

Access airport lounge with Priority Pass

-

Chargebacks

£25

Frequently asked
questions

Incard provides a comprehensive financial platform designed to assist e-commerce founders in managing their finances. As an e-merchant using Incard, you gain instant access to multi-currency business accounts and cards. Plus, integrate your favorite e-commerce platforms to monitor your spending, access reports and monitor key KPIs.

We save time and money for entrepreneurs, allowing them to reinvest these resources into their businesses.
Any company registered in the United Kingdom, Europe, in the following countries: France, Ireland, Belgium, Estonia, Luxembourg and Switzerland.

Incard is a platform dedicated to online businesses such as e-merchants, digital agencies, creators, affiliates. We therefore give priority to the review of businesses in this category before expanding our field of activities.

Some commercial activities are prohibited. You can find more information here.
Incard's all-in-one finance operations platform offers a range of features to help customers save time and money. While individual results will vary, our model, based on product usage data and customer-reported results, shows potential cost savings when fully utilising Incard.

Key savings drivers:
  • Rewards: Earn valuable cash back and access merchant discounts with our cards.
  • Savings insights: Receive personalised advice to reduce costs, such as cash flow insights and identification of redundant subscriptions.
  • Legacy tool replacement: Replace costly software with our built-in bill payment to manage all your accounts payable and receivable.
  • Faster bookkeeping: Speed up accounting and eliminate manual invoice matching and expense reporting to save employee hours.
  • Time: Advanced compliance avoiding unnecessary restrictions which could have a snowball effect on your ad performance, vendors if you can't pay their bills.
There is no movement commission in addition to the cost of the subscription.

In other words, if you do not exceed your free allowances, you will only be charged for the monthly rate of your subscriptions.

If you exceed this free allowance because your business is growing fast, or you experience volume spikes, you can still decide to upgrade your subscription at any time in a few clicks.
Transfers

Your Incard account allows you to receive transfers from all over the world and send money in more than 6 foreign currencies via the SWIFT network and 4 foreign currencies as a local.

Payments by card

All of our Incard cards provide access to a membership program. Depending on your subscription plan, you will have access to different reward categories as well as varying redemption values and options for your Incard points. If you are a frequent traveller, we advise you to order one of our Platinum Metal Cards to get full coverage and access to lounges.

With your Incard cards, all your payments abroad are made at the real exchange rate (without any exchange commission).
You can manage your Incard plan directly from the app, under Settings and the Subscription tab. You can upgrade or downgrade at any time, depending on your stage of growth. Each plan unlocks higher limits and tools to scale your business.
Mockup of credit cards

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